What's a typical effective rate?

Most small businesses on flat-rate processing (Square, Stripe) pay 2.6-2.9% effective. On interchange-plus through us, retail typically lands 1.9-2.3% all-in, restaurants 2.0-2.4%, ecommerce 2.4-2.7%. We do free statement audits.

What's a surcharge program?

A legally-compliant program that passes the credit-card processing fee back to the customer (typically 3-4%). Reduces your processing cost to near zero. Compliance is strict — we set it up correctly so you don't get fined by Visa/MC.

Can I keep my current POS hardware?

Usually yes — most modern POS systems (Clover, Toast, Square) can run on alternate processing. We migrate you without replacing hardware where possible.

National Coverage · Local Service

Payment Processing & POS

Credit card processing, point-of-sale systems, online gateways, and surcharge programs — at interchange-plus pricing with no junk fees and no 3-year liquidated-damages contracts.

Veteran-Owned · 400+ Tech Partners · Free Consultation

Where We Serve

Local service. National coverage. Same team, every market — we deliver Payments to businesses in 3,065 cities.

Top Metros

New York, NY Los Angeles, CA Chicago, IL Houston, TX Phoenix, AZ Philadelphia, PA San Diego, CA Dallas, TX Austin, TX Seattle, WA Denver, CO Miami, FL Atlanta, GA Boston, MA

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